About My Firm
I am Lars Fuller, Esq. bankruptcy lawyer in San Jose, California. I provide my clients with a wide range of bankruptcy services at my firm, including Chapter 7, Chapter 11, and Chapter 13. In addition, I provide personalized, experienced bankruptcy services to my clients who live in Santa Clara County and the surrounding Bay area.
I earned my bachelor’s degree in Chemistry from Santa Clara University. I continued my education at Santa Clara University and earned my Juris Doctorate. I opened my practice in October 1990 and have represented thousands of debtors in bankruptcy matters. I meet and advise clients during the initial consultation and personally prepare and represent my clients in Chapter 7, Chapter 11, and complex Chapter 13 bankruptcy cases.
My experienced support team at Lars Fuller, Esq. is dedicated to helping my clients navigate their bankruptcy law matters, always striving to make the process as simple and stress-free as possible. My astute team members are highly trained professionals who have the client’s best interests in mind every step of the way… Learn More
Bankruptcy Law Services I Offer
Both individuals and businesses can file for Chapter 7 bankruptcy. In a Chapter 7 bankruptcy, you disclose all your assets and in the case of an individual Debtor, exempt those assets for which the law provides an exemption. Most Debtors retain all their assets. However, if there are non-exempt assets, unless those assets are too burdensome to the estate or of insubstantial value, the Chapter 7 Trustee may sell those assets and disburse the net proceeds, after Trustee fees and Trustee attorney fees, to creditors.
If you do not want to take the risk of losing any assets, a Chapter 11 or Chapter 13 may be more appropriate for you... Read more
A Chapter 11 is a reorganization for companies or for individuals where the amount of their debts exceeds the statutory limits under Chapter 13. In Chapter 11, you propose a plan of reorganization where secured creditors are paid back the value of their collateral, priority creditors (such as taxes) are repaid over time and a dividend is paid to general unsecured creditors generally paid over time. The amount of dividend to general unsecured creditors must meet the liquidation test (what creditors would receive in a hypothetical Chapter 7)... Read More
Only individuals are eligible to reorganize under Chapter 13. A Chapter 13 is a powerful tool to stay the foreclosure sale of real property, prevent repossession of personal property, stay pending litigation and keep the taxing authorities at bay. In Chapter 13, you propose a plan of reorganization which cures mortgage arrears over as much as five years, repays those tax obligations which cannot be discharged over 5 years and repays general unsecured creditors a dividend (often 0%) which meets at a minimum the liquidation test (what general unsecured creditors would receive in a hypothetical Chapter 7).
Where Debtors income does not exceed the median income for your household size in your area, you may be able to propose a 3 year rather than 5 year plan... Read More
Client Testimonials
"Lars is knowledgeable, on top of everything, friendly, able to communicate with him with a quick response and most importantly took care of what was needed."
- Mike P.
"Great communication from start to finish! Not one call or email went ignored."
- Christina J.
"Truly, this group saved me from financial ruins. I don't take that for granted and have not used credit, nor plan to."
- Micheal C.
Focusing On Bankruptcy Law
Americans facing financial difficulties and considering bankruptcy have risen since the Great Recession began in 2007. The purpose of bankruptcy law is to help those struggling to pay their bills, like you, get a fresh start. But unfortunately, the law is not working for many who need it most.
If creditors are giving you a hard time or if you’re close to foreclosure, don’t worry! Lawmakers created bankruptcy laws for people and businesses in your situation. I can help put a stop to creditor harassment and repossession threats. There are distinct types of bankruptcies: Chapter 7, Chapter 11, or Chapter 13. I will assist you in determining which type suits your needs best so that you can begin moving forward with your life again.
Though some people think filing bankruptcy will damage their credit, it can provide you with a clean slate. This way, you can start repairing your finances immediately. Plus, this gives you a fresh start to do things correctly this time.
How To Find Us?
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Address:
1110 Franklin St., Suite 1 Oakland, CA 94607
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Phone:
(408) 295-5595 (Schedule Your Free First 30-Minute Consultation)
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Office Hours:
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Open: Monday - Friday (09:00am – 05:00pm)
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Closed: (By Appointment Only)
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Schedule A Consultation
Why Choose Lars Fuller, Esq.?
I am an experienced bankruptcy attorney and only provide the highest quality bankruptcy law services at affordable rates. I have experience in all aspects of bankruptcy law for individuals and businesses, including Chapter 7, Chapter 11, and Chapter 13 bankruptcy.
My team utilizes advanced technology to cut the drafting burden so I can spend my time and energy on your case. Furthermore, I provide free one-hour case evaluations for my clients. This way, you can know your options before making decisions about your legal issues.
My goal as a bankruptcy lawyer is to provide you personalized bankruptcy services and legal advice, all while keeping the cost affordable. I offer evening and Saturday appointments for all my busy clients.
If you’d like more information about Bankruptcy Law or how I can assist you with filing bankruptcy, Please call my office at (408) 295-5595.
